Smart Choice® — Giving Independent Agents the Freedom to Succeed There are a number of programs that claim to be similar to Smart Choice. But the difference is clear — Smart Choice is focused only on you and your success. Are you an independent agency owner frustrated because access to quality markets is limited, commissions are decreasing and support from carriers is increasingly being limited? Or are you an exclusive agent who is frustrated with the additional requirements of financial services sales and inability to perpetuate your agency as you wish? With Smart Choice, you have the freedom to choose from two different programs or choose both. It’s all up to you! Two successful programs with one mission—to help independent agents thrive in today’s insurance industry instead of merely survive! And with either program, you retain 100 percent ownership of your agency, customers and book of business. Support and training from qualified Smart Choice staff and agency perpetuation assistance are offered as well. Choose your program by clicking on the corresponding tab at the top of this page and learn more about the opportunities we offer! With the Smart Choice Agents Program: No start up or monthly program fees Access to standard and nonstandard markets from nationally known and respected insurance carriers Direct appointments with carriers — you have complete binding authority “Business Builder” products and services you may choose to offer to enhance your agency's revenue stream with minimal costs and time “Business Saver” opportunities to improve your bottom line Product training Smart Choice® Magazine With Smart Choice Insurance Centers: Enhanced training, education and development Marketing and sales systems, advice and support Regional and national advertising councils National meetings The benefit of an emerging consumer brand Agency acquisition and perpetuation assistance The Peak Performance Agency Model a comprehensive program of best practices to help grow your agency