With the Smart Choice Agents Program, you have the freedom to choose to: The Smart Choice Agents Program's focus on its agents and their success is more than just the compelling factor that sets our program apart from others. It is, in fact, the driving purpose of the company.

Smart Choice was "born" in the mind of its founder and CEO, Douglas S. Witcher, in 1988. As the owner of a small independent insurance agency, Doug lived the struggles of the system, and was determined to find a solution. Read Doug's story in his own words.

The Smart Choice Agents Program is offered by Worldwide Insurance Network, Inc., headquartered in High Point, North Carolina. The program consists of thousands of independent property and casualty insurance agencies operating across the country, providing personal and commercial insurance, financial services, and other value-added products.

Smart Choice began operations in North Carolina in 1994, offering standard markets to 13 agencies. Four years later, at the urging of carriers who had seen the growth of the North Carolina program to include more than 140 agencies, Smart Choice began expansion into South Carolina, Tennessee and Virginia. Georgia, Arkansas and Kentucky followed in 2000; Ohio and Indiana in 2002; Texas, Wisconsin and Pennsylvania in 2003, and New York, Connecticut, Maryland, Arizona, Kansas, Oklahoma and Missouri in 2004. By the end of 2006, Smart Choice had more than 2300 independent agencies in the program, and had added California, Minnesota, Iowa, Nebraska and Colorado as the newest states in the program.

Smart Choice agencies benefit from the support of seasoned, dedicated professionals in the home office and from state and regional marketing staffs. Each state is headed by a Director who is a respected, successful insurance professional charged with the responsibility for recruiting, training and supporting Smart Choice agents. Marketing representatives and training staff are also available to assist agencies on an individualized basis to ensure their optimal success.

In addition to the Smart Choice staff, agents benefits from the marketing representatives and customer support personnel of the various national and regional insurance carriers who participate in our program. Because of the success of Smart Choice agencies, our company and agents have earned the respect and attention of some of the nation's best insurance carriers.

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