Products and Services

Availability to today's best insurance products and services help build the foundation for a successful Smart Choice® agency. We have formed partnerships with the most respected and well-known national and regional insurance carriers so that you may offer a variety of products and services to meet the needs of your customers.

Personal Lines
Smart Choice® agents may become appointed with the nation's top independent personal lines carriers. You have direct access to the companies; have your own producer codes; have binding authority; and your agency's name is on the policies you write! A variety of standard and non-standard coverages are available.

Flood Insurance
Smart Choice® has formed a partnership with MetLife Auto & Home® for the opportunity to offer this valuable coverage to your customers for both their residential and commerical needs. MetLife Auto & Home participates in the National Flood Insurance Program (NFIP) as a Write Your Own (WYO) carrier managed by the Federal Government. To find out more about this product click here.

Commercial Lines
Smart Choice® agents may write standard commercial lines business with nationally ranked carriers in the small commercial market. You have direct access to the companies, with binding authority and your own producer codes. You also have access to business owner policies and related lines for over 500 classifications of businesses.

Life and Health
Selling financial services and benefits is one of the easiest and most efficient ways to increase revenues. Smart Choice® gives you access to some of the most respected companies in the country. Through Smart Choice® Life you have access to a user-friendly, online rating platform to make it easy to provide 1) Individual and Group Benefits and 2) Life, LTC, DI and Annuities to your customers. We offer a complete service which can handle all of the paperwork and para-med scheduling for you. Click here to find out more.

Business Solutions
Smart Choice agents have access to several services that can provide value to your customers and enhance your agency's revenues with relatively little time or monetary investment. In addition, we offer a number of services to save your agency time and money. (Click on the highlighted links to learn more)

QQ Solutions

Smart Choice has partnered with QQ Solutions to provide QQ Catalyst™, the revolutionary 100% cloud-based agency management system at an EXCLUSIVE SMART CHOICE DISCOUNT. This feature-rich system works on any device with a modern browser, including tablets, Macs, PCs, iPads, and more.
• No Software to Install • See Your Business at a Glance with the customizable dashboard • Built-in Training with on-page videos, in-line help, tooltips, and more • Step-by-Step Guided WorkFlows • Speak Your Language -English or Spanish • Innovative "Stack" Feature -Manages your interruptions, helps you multi-task • Go Paperless in the Cloud -save your files with drag-and-drop ease and associate files with contacts and policies.

For more information and to register for a free webinar demo for QQ Catalyst, click here.

For exclusive Smart Choice pricing, or to start your QQ Catalyst subscription, contact Joe Fisher at jfisher@smartchoiceagents.com

Smart Choice Group E&O

The Smart Choice® Group E&O program is offered through CalSurance and offers a 5 minute online "no obligation quoting" and application process. Coverage can be bound and a certificate printed immediately. Take advantage of affordable group rates and up to a 10-pay premium option.


EZLynx® provides an entire suite of insurance software products for the benefit of your agency:

EZLynx Management System - Run your insurance agency from any internet connection with a cloud-based, easy-to-use interface seamlessly integrated with EZLynx Rating Engine.
EZLynx Rating Engine - The leader in real-time comparative rating provides you with live quotes from multiple carriers.
EZLynx Consumer Quoting - Allow your customers to run accurate home and auto quotes directly from your website on all devices including mobile.
EZLynx Agency Websites - Bring visibility to your agency by choosing a well designed, search engine optimized web presence.
EZLynx Client Center - Give your customers the flexibility to access their policy documents and request policy changes 24/7 from your website.
EZLynx Marketing Campaigns - Email market to customers with multi-step campaigns that are easily set up in EZLynx and viewable in Outlook®.

Enjoy the difference of the easy-to-use, no installation, & mobile-friendly insurance software - EZLynx. Register for a webinar to learn how EZLynx can make the difference in your agency, or sign up for a free trial of EZLynx Rating Engine today.

Smart Choice Website Builder

We offer agents professionally-designed and maintained websites for extremely reasonable prices! Sign up for monthly hosting (which includes up to 10 email addresses of your choice) and get your website creation free!


Through CEAuthority.com, RegEd's insurance continuing education site, we bring you a significant discount on all of your insurance continuing education needs.

Your exclusive Smart Choice® rate for unlimited online CE is $29.95 per year. Just sign-up, complete the course and print your CE certificates - it's that simple. CEAuthority features an extensive course catalog across Life, Health, Property & Casualty, Adjuster, Long-Term Care, Ethics, Senior Suitability, Medicare/Medicaid, Flood and other topics. In addition to insurance CE eligibility, CFP CE, CPE CE and other designations are supported.

**Promo Codes on CEAuthority are good for single use in a given year. If you have never accessed a course on CEAuthority, please use SMARTCHOICE-CE1 as your promo code. If you have accessed the system and taken a course previously utilizing SMARTCHOICE-CE1, please utilize the CE code SMARTCHOICE-CE2 for year two, SMARTCHOICE-CE3 for year three, or SMARTCHOICE-CE4 for year four to redeem your courses. Over 300,000 agents take courses and track CE credits through CEAuthority each year.**


SEMCAT is a Comparative Rating platform that provides 100% accurate, single-entry quoting for over 475 personal lines carriers nationwide. Smart Choice® has partnered with SEMCAT to provide special pricing for SmartChoice agents: no setup fee, no contract, and a free trial for any agency that would like to test it out. Signup Here for your 2 week free trial. SEMCAT can provide your agency a competitive advantage by:

Getting the Real Rate the first time for any personal lines quote
• 100% accurate rates with 475+ carriers in Real Time
• Providing a FREE Client / Prospect Web Entry Form and Facebook App
• Seamless management system integration (QQ Catalyst, Vertafore, Applied etc.)
• Daily Prospecting/Sales workflow featuring Touchpoints, Calendar Reminders and statistics
• Advanced customized proposal system and agency level password management
• Support any online PL carrier quoting for Home, Auto, Umbrella, DP3, cycle, toys etc.

For more info please call Joy Bookstrom at 402.261.0045 or email joy@semcat.net to inquire about exclusive Smart Choice pricing options.

Staples Advantage

Staples Advantage is the preferred office supplier of Smart Choice®. Grow revenue, enjoy discounts, and reduce expenses through their competitive prices on more than 23,000 products!

Getting started is EASY! To register contact Kristin Brucker at Kristin.Brucker@staples.com or call her at 919-608-3274, and let her know you are a Smart Choice agent.