Personal and Commercial Lines

Since 1994, our program has provided independent agents with access to top-rated markets in the industry. We’re the only agency network of our kind to offer:
  • No start-up or monthly fees
  • Bonus and contingency sharing
  • Access to the top-rated markets in the industry
  • Ability to earn 100% commissions
  • NEW online agency business center
  • Own 100% of your book of business
  • Low Volume Commitments

Independence
You are in business for yourself–but not by yourself! You own your own agency, and control your clients and book of business.
Financial Success
Receive 100 percent of the commissions you earn after reaching a fair, attainable commission level. You’ll never pay any program joining fees or monthly fees.
Perpetuation
Perpetuate your agency how and when you choose. Whether you want to bring your son or daughter into the business or sell it to another agency, Smart Choice® can help you leave behind the legacy you want.