Personal Lines

Access personal lines markets with no commitments! Smart Start has been created to help agencies start writing business TODAY without waiting on lengthy appointment processes.

How It Works

Quote your customer through your Smart Choice® Rater Powered by EZLynx.
Our underwriter will bind the policy with the carrier.
Then receive a real-time quote from one of our national insurance carriers.
When the policy is bound, the policy number will be sent to you electronically.
Select the best company for your customer and electronically submit the quote to our dedicated underwriter for approval.
Policy information will automatically download into the Smart Start management system and is displayed in your agency portal for your review.
Our underwriter will run MVR on the appropriate carrier website. If all information is accurate, the policy will be sent back to you to obtain approval and payment from your customer.
Commissions will be paid to you on the 15th and 30th of each month as they are received from the carrier, you will receive a detailed commission breakdown by policy for each carrier.