
Smart Choice - A Strong Partner During Hard Market and Beyond
The Smart Choice Express Markets program offers over 40 carrier partners that write business standard markets won’t touch. This gives agency partners the chance to capture business and offer solutions to their clients where they normally would not be able to.
When Everyone Else Says No, Say Yes
If you’re willing to get appointed with a few excess and surplus (E&S) carriers in the Smart Choice Express Markets program and put in the legwork, writing nonstandard business can really pay off.
The Shifting Landscape of Commercial: From Standard to E&S and Back
Commercial insurance is on the move—while some classes shift from standard to E&S markets, others make a surprising return. This push and pull reveals the industry's evolving strategy in a changing risk landscape.