You are in business for yourself–but not by yourself! You own your own agency, control your clients, and book of business.
Receive 100% of the commissions you earn after reaching a fair, attainable commission level. You’ll never pay any program joining fees or monthly fees.
Perpetuate your agency how and when you choose. Whether you want to bring your son or daughter into the business or sell it to another agency, Smart Choice® can help you leave behind the legacy you want.
Contract with Smart Choice®. No signup fee. No monthly fee. Just a commission split on the business you write through the carrier partner you access through us.
Your Smart Choice® Territory Manager will assist you with filling out paperwork to obtain sub-codes for the carriers you want, under our Smart Choice® master-code.
Your Territory Manager will submit the appointment paperwork to the carrier for you.
The carrier will review and process the appointment paperwork.
Once the Territory Manager receives approval from the carrier, your sub-code will be issued.
Smart Choice® will receive commissions from the carrier and distribute them to the agency on the 15th and 30th of each month. Commissions statements from each carrier are uploaded to a secure portal for the agency's viewing.
Once I join Smart Choice®, how long before I can begin writing business?
You can begin writing business through our Smart Start program immediately, while you wait on your appointments. Appointments can generally be received in less than 30 days.
Can I continue to write carriers I’ve been appointed?
Certainly. You may keep any contract you currently have. While we encourage you to take advantage of all of the opportunities offered by Smart Choice, we realize that you have solid relationships built with carriers you’d like to maintain.
Do you offer access to markets other than P&C lines?
We give you access to commercial lines, financial services, and group and individual life and health services. It is up to you to decide what fits your agency, and Smart Choice will provide all of the training necessary to get you started.
Are there volume commitments with the companies I will be representing?
One of the benefits of the Smart Choice® program is that your volume expectations for these top notch companies are minimal—only a small percentage of what our companies would expect from a directly appointed agent.
