Smart Choice®, a leading network of independent insurance agents, is proud to announce its recognition in the 5-Star Networks and Alliances 2026 report by Insurance Business America, highlighting the organization’s commitment to empowering independent insurance agencies through market access, ownership, and growth opportunities. This is the 2nd consecutive year as an All-Star and 3rd year as a 5-Star Network.
Insurance Business America reached out to agents nationwide to find out which networks and alliances were helping them reach new heights. The survey asked respondents to rate the performance and service of their networks on a scale of 1 (poor) to 5 (excellent). Those that received an average score of 5 or greater in all categories received an All-Star designation.
Founded in 1994, Smart Choice has built the fastest-growing insurance networks in the United States, helping independent agencies overcome traditional market access barriers and achieve long-term success. By leveraging the collective strength of thousands of agencies, Smart Choice provides partners with access to more than 100 carriers and 300 products across personal, commercial, and life insurance markets.
A key differentiator for Smart Choice is its agent-focused model. Partners retain 100% ownership of their agencies, benefit from an industry-friendly contract structure, and gain access to training, mentorship, and hands-on support from experienced territory managers across the country. According to Ashley Wingate, Executive Vice President of Sales and Distribution, Smart Choice continues to experience record growth while expanding opportunities for independent agents. The network’s relationship-driven approach, extensive carrier partnerships, and ongoing investment in technology position agencies for success in a rapidly evolving insurance landscape.
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