Jim Pratt, CPCU, AIT, AU

Territory Manager

James Pratt is the Territory Manager for North Carolina at Smart Choice, where he partners with independent insurance agencies to help them grow through expanded market access, strategic planning, and strong carrier relationships. With more than 25 years of insurance industry experience, James has built a career in agency development, sales management, and business consulting. Before overseeing North Carolina, he served as Smart Choice's Territory Manager for both Florida and Virginia. He is committed to helping independent agents achieve long-term success through personalized guidance, industry expertise, and trusted partnerships.