Berkshire Hathaway Guard Insurance Companies
While weather can be unpredictable at any time of year, winter can be especially challenging for those living and working in certain areas. As a result, below are some tips that you can share with your clients to help them prepare for the winter season.
Preparing your home or business
Make the best of your heating source by ensuring your home or business is properly insulated and your equipment is clean and in good working order. Consider purchasing a back-up source for emergencies, such as a wood- or coal-burning stove or an electric or kerosene heater. Be sure to follow all laws and regulations regarding supplemental heat sources, and check with your local fire department for any restrictions in your area. To combat heavy snowfall and ice, install snow fences where appropriate to manage drifting, especially onto roadways and paths that should not be blocked. Keep a supply of nonclumping kitty litter to de-ice walkways and make steps less slippery. Be sure your building’s roof is structurally sound and look for exposed pipes. If found, hire a professional to install heat tape to protect against freezing. You can also open cabinet doors around piping to help circulate warmer air. When temperatures near freezing, allow cold water to drip at a trickle from faucets.*
Preparing your vehicle
To help avoid being stranded during inclement weather or when temperatures dip, winterize your vehicle(s) early in the season. Have an auto mechanic check your:
- windshield washer fluid
- ignition system
Be sure to stock your vehicle(s) with winter supplies, such as a windshield scraper, a small broom, a set of tire chains or traction mats, matches in a waterproof container, and an emergency supply kit (excluding flares, which can be a hazard if not stored and used properly). Include warm clothing and a blanket and keep your gas tank full to prevent fuel from freezing.**
This information is not meant to be all inclusive and should be used as a guide only. NOT replace the guidance, advice, or recommendations from licensed insurance or legal professionals, other industry experts, or state and federal authorities. * https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/winterstorm.html**https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/winterstorm/frozen-pipes.html
2020 Year-End Edition
Despite 2020 being one of the most irregular years of our lifetimes, both personally and professionally, Smart Choice, our agents and carrier partners, have managed to succeed together. From double-digital revenue growth to our company's highest contingency sharing year to date, we and our partners have hit some really incredible milestones this year. Check out what else we achevied together in the 2020 Issue 6 of Smart Choice Magazine.