Agent Services

Smart Choice® has been helping independent agents, just like you, since 1994. We offer personal, commercial, life and health markets, in addition to ancillary products and services to help you build your business.

As a Smart Choice® agency partner, you’ll enjoy additional benefits through our no-fee program, like access to our bi-monthly magazine, and our business solutions center. Because of our network’s success, Smart Choice and the agencies in our program have earned the respect and attention of some of the nation’s best insurance carriers. You’ll gain the support of marketing representatives and customer support personnel of our various national and regional insurance carrier partners. For Carrier availability in your state just click here and select your state from the map.

We offer three ways to access markets through Smart Choice:

1. Agents Program
Our traditional program allows you to gain appointments through sub-codes with Smart Choice. We offer appointments with Personal Lines and Commercial Lines carriers. Click on the Personal and Commercial Lines tab above to read more about appointments.

2. Smart Start
Smart Start is an on-line platform that allows agents access to personal and commercial lines carriers in a user-friendly way, without needing an appointment. You can be writing business in no time, while you wait on appointments!

3. Express Markets
Receive nearly instant access to multiple insurance carriers at the click of a button! Express Markets™ provides your agency multiple markets for standard and non-standard business.


Apply to Become an Agent