Blog

Helping Your Customers Manage Insurance Costs

Expert strategies for independent insurance agents: Learn how to conduct thorough insurance reviews, address liability limits, and leverage endorsements to help clients manage insurance costs effectively. Explore tips on comparing options with multiple carriers, bundling for discounts, adjusting deductibles, and utilizing telematics for premium savings. Discover e-discounts, online service capabilities, and insights into indirect insurance costs, empowering agents to educate clients on mitigating risks. Elevate your role from selling on price to creating lasting value through assessment, education, and building stronger client-agent relationships.
Blog

Obtaining and Thriving with Your Insurance Producer License

The essential steps to obtain an insurance producer license, from researching state requirements to passing exams and maintaining licensure. Learn the nuances of the process and discover valuable tips for thriving in your insurance career, including choosing specializations, networking, marketing strategies, and maintaining excellent customer service. Navigate your path to success with insights on building a network, staying informed, and setting career goals for long-term growth in the insurance industry.
Case Studies

Maximizing the “Independent” Part of the Independent Agency Equation

Brittany Olson, a seasoned independent insurance agent, as she navigates the challenges of starting her own agency in Cloquet, Minnesota. Uncover the family tradition that fueled her passion and the pivotal decision to join Smart Choice for network support. Learn how Smart Choice empowered Brittany without upfront costs, providing crucial carrier markets and invaluable resources. Discover why the "independent" in independent agency matters to Brittany and how Smart Choice's unique approach helped her surpass a $2.5 million milestone. Join us in maximizing the independent spirit of insurance agency success!
Blog

Excess & Surplus Insurance: How to Place E&S Insurance Risks Effectively and With the Right Market

Unlocking the secrets of Excess & Surplus Insurance (E&S) is a must for insurance professionals navigating the challenges of today's hard market. Learn how to effectively place E&S insurance risks with the right market using a blend of expertise, market knowledge, and innovative tools like the Smart Choice Express Markets online platform. Discover the nuances of E&S coverage, from high-risk businesses to specialty risks like coastal homeowners and classic cars. Dive into the strategic approach of comprehensive risk assessment, tailored submissions, and the crucial role of market relationships. Explore the growth in the E&S business and its vital role in a hard market, highlighting the importance of mastering the art of efficient risk placement for comprehensive coverage beyond standard insurance limits.
Case Studies

How Belief and Advocacy Helped Build an Insurance Business for the Right Reasons

Embark on the inspiring journey of Erica Goltz-Ski, the founder of Wilebski Insurance Agency. From starting with no policies to building a thriving business, discover how her belief, advocacy, and the support of Smart Choice paved the way. Explore the ethical foundations, client-focused approach, and the pivotal role of long-term relationships in her success. Join Erica's story of realizing her dream by not just selling policies but genuinely taking care of her clients.
Whitepapers

8 Questions

The entire trajectory of your business can hinge on the single decision of which insurance network you choose to join. If you’re thinking about joining a network, ask these questions – and don’t settle for anything less than clear and direct answers.
Blog

State Director Highlight - Olga Ivchenko

Olga Ivchenko's remarkable journey unfolds in this inspiring blog post. From fleeing war-torn Ukraine to establishing a thriving insurance agency in the U.S., Olga's resilience and determination shine through. Discover how she overcame challenges, entered the insurance business, and found support at Smart Choice. Amidst war and a pandemic, Olga's story is a testament to success, stability, and the power of perseverance.
Blog

Thriving in the Future with Independent Insurance Companies

Thriving in the future with independent insurance companies: Explore enhanced coverage, higher earnings potential, and market adaptability. Learn how independent agencies leverage technology, build strong client relationships, and navigate emerging trends like AI integration and risk mitigation. Discover how adaptive policies and collaborative processes position them for resilience and growth in the evolving insurance landscape.