Case Studies

As both a racehorse trainer and independent insurance agent, Monica Krummen built a thriving niche agency by pairing deep industry expertise with Smart Choice market access—helping Barnes Insurance Group expand across multiple states while serving the unique needs of the horse racing industry.

After immigrating to the U.S. and restarting his career from scratch during one of the hardest insurance markets in decades, Darley Tomaz partnered with Smart Choice to launch Anchor Insurance & Wealth Builders—scaling from zero to a multi-million-dollar book in just three years.

From captive constraints to independent gains, Katrina proves that speaking four languages—and offering options that matter—can turn a Smart restart into a thriving business.”

Cole Smith combines golf and business to grow Stuart Smith Insurance, with Smart Choice powering his wins on and off the course.

True strength isn’t just about weathering storms—it’s about building a legacy with the right support to keep growing through every challenge.

Starting a business during a global shutdown takes grit—but growing it into a champion’s operation takes the right partner in your corner.

You don’t need an insurance background to build a powerhouse agency—you just need the right network behind you.

Steph Santi launched Auto Mate in Portland & quickly grew his agency with standout success and recognition.

Mario Martinez & Rolando Murillo grew Kismet Insurance with Smart Choice’s support & carrier access.

Francisco Castro grew a $2M+ agency with Smart Choice, overcoming barriers & earning industry recognition.

Greg Daniel went independent with Smart Choice, gaining carrier access, top commissions & room to grow.

Kolt Byerly built a thriving agency with Smart Choice, strong carriers & smart moves after leaving car sales.