• Whitepapers

    E&S Insurance Solutions for Agents in This Hard Market

    As markets continue to harden, a previously small slice of the property and casualty sphere has made headlines as a busy – and growing – insurance sector. Excess and surplus line premiums topped $31 billion during the first six months of 2022. Most experts predict continued growth well into 2023.
  • Whitepapers

    Agent-Friendly Contract

    We present six points to consider when examining the contract of an agency network, cluster or aggregator group, alongside the approach Smart Choice uses in its agency-friendly contract.
  • Whitepapers

    Aggregators vs Clusters vs Networks

    Agency Network. Aggregator. Cluster. The words are used interchangeably in the insurance industry, but are they really the same thing? If you are an independent agent looking for market access and agency growth, is it worth joining some type of an alliance, and how do you know which one is right for you?