Magazines

The latest issue of Smart Choice Magazine explores the changing Personal Lines market, with insights on customer retention, AI, market access, cross-selling, and new opportunities for independent insurance agents.

Learn how market access, specialty insurance, and E&S solutions are helping independent agents win more business and drive growth in 2026.

Discover emerging opportunities in commercial lines, strategies for expanding into niche small business markets, and how agents can position their agencies for sustained growth.

A look back at 2025 including business numbers, challenges, and milestones, as well as looking ahead to 2026.

Personal insurance and Life insurance are not two separate conversations—they are two sides of the same promise. Whether it’s protecting a home, a business, a vehicle, or a family’s financial future, we are in the business of delivering peace of mind.

Stability through Specialization: The Express Markets Advantage

Delivering exceptional service in Commercial Lines

A look back at 2024 including business numbers, challenges, and milestones, as well as looking ahead to 2025.

As the insurance industry continues to evolve at an unprecedented pace, we are realizing that we must embrace the shift to digital platforms. Our businesses must continually evolve and innovate to thrive as consumers are increasingly tech-savvy and expect quick, efficient, and personalized service.

At Smart Choice we understand the importance of evolving in this dynamic insurance environment, which is why this issue focuses on Excess and Surplus (E&S), or as we call it here – the Express Markets program.

After three decades of innovation and partnership since 1994, Smart Choice celebrates being one of the nation’s oldest and most prestigious insurance agency networks in the country.

Annual report on program numbers from 2023 as well as strategies for leveraging your partnerships with Smart Choice for a profitable 2024.