Blog

2024 was the year of correction for the Personal Lines marketplace. Adjustments in pricing, risk sharing, and coverage changes in the auto and property market allowed the industry to begin to turn the corner to profitability.

In an unpredictable market, goal planning is more important than ever. Learn how to set adaptable, achievable goals for your agency in 2025 with a proven blueprint for success.

Clusters, aggregators, and networks offer perks for agents—each with key differences to consider before joining.

Smart Choice Express Markets grew 360% in seven years, bridging gaps in a hard market and providing agents with diverse, hard-to-place coverage solutions.

Ongoing training is crucial for agents to stay informed in the fast-paced insurance industry, build confidence, and provide exceptional service to clients, ensuring they remain competitive and prepared for any industry changes.

Captive or independent, agents can grow income with tech, marketing, and diverse product strategies.

To hire top insurance talent, refine timing, messaging, branding, and use social media and referrals wisely.

Young professionals representing independent agents emphasize the critical role of agency perpetuation plans in ensuring future business growth and identifying diverse funding sources.

Insurance agents need E&O coverage—like malpractice insurance, but for financial advice and protection.

As the year comes to a close, we celebrate resilience, collaboration, and a 7% program growth. With markets reopening and AI-driven innovations on the horizon, we look forward to new opportunities in the year ahead.

Expanding into commercial insurance unlocks higher earnings, diversifies revenue streams, and fosters stronger client loyalty, positioning agencies for long-term success in a competitive market.

Technology is revolutionizing the commercial insurance industry by streamlining operations, enhancing client experiences, and enabling data-driven decision-making, empowering agents to thrive in a rapidly evolving market.