Blog

Captive or independent, agents can grow income with tech, marketing, and diverse product strategies.

To hire top insurance talent, refine timing, messaging, branding, and use social media and referrals wisely.

Young professionals representing independent agents emphasize the critical role of agency perpetuation plans in ensuring future business growth and identifying diverse funding sources.

Insurance agents need E&O coverage—like malpractice insurance, but for financial advice and protection.

As the year comes to a close, we celebrate resilience, collaboration, and a 7% program growth. With markets reopening and AI-driven innovations on the horizon, we look forward to new opportunities in the year ahead.

Expanding into commercial insurance unlocks higher earnings, diversifies revenue streams, and fosters stronger client loyalty, positioning agencies for long-term success in a competitive market.

Technology is revolutionizing the commercial insurance industry by streamlining operations, enhancing client experiences, and enabling data-driven decision-making, empowering agents to thrive in a rapidly evolving market.

As technology revolutionizes the insurance market aggregators, clusters, and networks are emerging as dynamic powerhouses, blending AI-driven personalization, seamless collaboration, and customer-centric innovation to redefine how we connect, compare, and choose coverage.

AI in insurance represents a fusion of advanced technology and human expertise, making the industry smarter, faster, and more responsive. For agents and leaders willing to embrace these changes, the opportunities are immense.

The personal lines insurance market is showing signs of improvement, driven by technological innovations, though challenges from past years' market conditions persist, requiring carriers to innovate for profitability and customer satisfaction.

AI is reshaping the insurance industry, giving agents the power to streamline operations, reduce risks, and deliver tailored client services, while reinforcing the critical role of human insight in complex decision-making.

Independent insurance agencies can enhance revenue and growth by diversifying into commercial lines, leveraging existing client relationships, and utilizing support from resources like Smart Choice to navigate this lucrative market.