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It is critical that independent agents are knowledgeable in current commercial construction loss trends to ensure that their clients are protected from potential losses and actively taking steps to avoid losses that could be costly and damaging to their businesses.  

One of my early career positions was with a Fortune 500 manufacturing company. They were innovators, market leaders and had one of the top twenty most powerful brands in the world. To my surprise what they also had were scores of partners.

Getting started as an independent agency can be challenging. Even once you’ve found success, navigating industry and market changes isn’t always easy. Allan Miles, founder of R. Allan Miles Insurance Agency, has leveraged a network partnership to help him navigate those changes and build a multimillion-dollar agency.

Feeling the squeeze from inflation, claim settlement increases, and competition from the big national personal lines carriers? It’s time to concentrate on commercial insurance. Now, writing commercial insurance does face its own headwinds

Mary Anne Connelly is an owner and broker at Connelly-Weiss Insurance Services. In fact, she’s the only broker, but an outsider would never know it. She is successfully growing her business, while also providing exceptional service and choice to her existing customers.

On the heels of another record growth year, Smart Choice® announces it has named Spencer Witcher Vice President and Western Regional Director to oversee growth strategy in its western states. The promotion helps support continued organic growth at the company.

Smart Start Commercial continues to grow and expand our portfolio of markets and products to help our agents win more new business. With the challenges of Personal Lines pushing more agencies to diversify into

Brock Miles has been named the new General Counsel and Executive Vice President for Smart Choice®. He will assume responsibility for managing the company’s contracts, agency agreements, acquisitions, licensing compliance, litigation, and other project-based initiatives.

Self-improvement is a journey that begins with a single step - and that first step is taking the initiative to act. When you take initiative, you are taking control of your own destiny. You are charting your own course and setting your own pace.

As markets continue to harden, a previously small slice of the property and casualty sphere has made headlines as a busy – and growing – insurance sector. Excess and surplus line premiums topped $31 billion during the first six months of 2022. Most experts predict continued growth well into 2023.

One of the most difficult things about joining the insurance industry is learning all the insider jargon, including insurance producer vs. agent.

2022 Year In Review

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