An insurance agency producer commission structure splits carrier-paid commission between agency and producer to balance growth and profitability.

Discover how Surell Walker launched Walker Insurance Agency, grew her business with Smart Choice carrier access and mentorship, and is now helping aspiring insurance agents build successful independent agencies of their own.

Independent agencies can grow from $50K to $300K+ by retaining clients, controlling costs, and leveraging no-fee carrier networks.

Insurance market access is an agent's ability to quote, bind, and sell policies from multiple carriers, giving clients more competitive coverage options.

After leaving the captive model, Kavan gained carrier access and support to grow his agency and catch bigger opportunities.

Learn how to retain insurance customers with eight proven strategies, from smarter business mix to flexible billing, customer engagement, and account rounding.

Identity theft prevention programs help insurance agencies detect, prevent, and respond to cyber threats and fraud. Learn how to protect your agency.

Learn how market access, specialty insurance, and E&S solutions are helping independent agents win more business and drive growth in 2026.

If you’re thinking about making the leap from captive to independent agent, this guide explores the pros and cons of such an endeavor, as well as practical steps and success strategies to help you navigate the decision-making process.