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Getting up and leaving a prospect is almost impossible for a salesperson to consider. Why would you ever want to give the impression that you are going to walk out the door?

A year ago in this magazine, I introduced the most dangerous threat no one is talking about in the insurance industry—cybersecurity—and why that was great news for your business. For every four business owners who walk into your agency, three will not be protected against cybersecurity risks.

Independent agents wear many hats — you deal with the everyday struggles of operating a business, the marketing and recruiting aspects of building sustainable growth, and also servicing ongoing client needs. With all of those roles demanding your immediate attention, it can be difficult to find time to manage the security of your clients’ information.

The number of years someone has spent in sales does not guarantee success today with a prospect who has just walked in.

Here are a few timely and relevant E&O loss prevention tips you can start using immediately to keep yourself protected while conducting business.

Life insurance is important…we all know that. Life insurance rates have gone down significantly over the past 10 years as people live longer…many of us know that. Now life insurance is easier to transact… I know some of us might even challenge that one.

The stock market has climbed to new heights over the last few months. Recently, the Dow Jones Industrial Average closed over 26,000 points, a record high. While this is great news for the country, it overshadows some serious challenges the insurance industry faces.

Now's the time to focus on the routine of measuring where we’ve been and where we are so that we can make course corrections if we need to. It’s not the most fun thing we can do but, the peace of mind knowing we’re on track is worth something.

CEO Newsletter: We’ve all heard the expression “Failure to plan is planning to fail.” Depending on where you’re at in life, that phrase can take on several meanings. But when you’re a business owner it should mean at least one thing: Don’t be complacent!

Ask the best salesperson in your company what his personal goal is, and it will be to earn X more per year. Ask a salesperson in the middle of the rankings what his personal goal is, and it will be to meet his sales quota.

What are you doing to increase your chances of finding financial growth and success next year? Here’s some advice of effective life habits small business owners should employ:

Many people don't set goals to achieve their dreams because they see them as futile or unattainable — machinations so far outside the realm of their day-to-day normal that they can't actually see their dreams as ever becoming a reality. But the ultimate gratification of achieving our goals and dreams, especially when it is such a tedious process for us, is one of the most wonderful gifts we can give to ourselves.