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As housing values continue to rise, particularly in major cities, home ownership is a challenge for millennials, who, on average, need to save 6.4 years’ worth of their total annual pay to afford a down payment on a home1. Affordable vacation homes are an alternative way to build equity and enter home ownership.

In today’s world of instant online access, insurance carriers and independent agents are competing for customers through multiple media channels. Thus, we need to discuss the use of comparative raters.

Despite the rise in popularity of online insurance companies, personal lines continue to be profitable business for independent agents. If you’d like to write more profitable personal lines business in 2020, here are 20 tips for you.   

Glenn is a salesperson who drives sales managers and upper management crazy. For months at a time, he can close just about every sale without so much as breaking a sweat. Right up there at the top of the chart, far outdistancing anyone else in dollar amount closed. Then, for just as long a period, it is as if he has totally lost his ability.

As Smart Choice® celebrated its 25th year in business, the nation’s fastest-growing agency network marked yet another year of record-setting growth.

Personal lines issue with guidance on identifying client touchpoints, enhancing service, and strengthening policy relationships for independent agents.

Coverage of 25 years of Smart Choice agency and carrier partnerships with highlights on program growth, collaboration trends, and industry insights.

Oh God, thought Maria, holding the phone at arm’s length, it’s another one of those obnoxious salespeople. Don’t they know what “no” means?

Will 2020 bring challenges? Absolutely! Will we have to work harder than we did in 2019? Absolutely. Fortunately, I know that this new year will bring this family of agents, territory managers, and Smart Choice employees together to meet and conquer anything thrown our way.

Twenty-five years. It seems like yesterday, and also a lifetime ago that I was struggling to establish a small start-up company, in hopes of helping other independent agents like myself. Starting a new business is a huge leap of faith. What made everything worth it to me was knowing that I was starting a business that’s intent was to make other business owners’ lives a little easier.

These days, digital engagement is a key part of marketing your agency and serving your customers. Millennials especially use digital channels to find and engage with agents. Here are a few practical ways independent agents can reach more millennial customers online.

The new day is dawning on my sales career, decided Andy. As he drove to work, basking in the afterglow of the outstanding sales training seminar he had attended the day before, he couldn’t wait to start. The entire training seminar was on making new contacts. Andy was careful to remember it was no longer called “cold calling,” it was “making new contacts.” He had underlined that spot in the training manual. You have to have a new attitude, he said to himself.