Blog + Magazine

  • Blog

    Obtaining and Thriving with Your Insurance Producer License

    The essential steps to obtain an insurance producer license, from researching state requirements to passing exams and maintaining licensure. Learn the nuances of the process and discover valuable tips for thriving in your insurance career, including choosing specializations, networking, marketing strategies, and maintaining excellent customer service. Navigate your path to success with insights on building a network, staying informed, and setting career goals for long-term growth in the insurance industry.
  • Case Studies

    Maximizing the “Independent” Part of the Independent Agency Equation

    Brittany Olson, a seasoned independent insurance agent, as she navigates the challenges of starting her own agency in Cloquet, Minnesota. Uncover the family tradition that fueled her passion and the pivotal decision to join Smart Choice for network support. Learn how Smart Choice empowered Brittany without upfront costs, providing crucial carrier markets and invaluable resources. Discover why the "independent" in independent agency matters to Brittany and how Smart Choice's unique approach helped her surpass a $2.5 million milestone. Join us in maximizing the independent spirit of insurance agency success!
  • Blog

    Excess & Surplus Insurance: How to Place E&S Insurance Risks Effectively and With the Right Market

    Unlocking the secrets of Excess & Surplus Insurance (E&S) is a must for insurance professionals navigating the challenges of today's hard market. Learn how to effectively place E&S insurance risks with the right market using a blend of expertise, market knowledge, and innovative tools like the Smart Choice Express Markets online platform. Discover the nuances of E&S coverage, from high-risk businesses to specialty risks like coastal homeowners and classic cars. Dive into the strategic approach of comprehensive risk assessment, tailored submissions, and the crucial role of market relationships. Explore the growth in the E&S business and its vital role in a hard market, highlighting the importance of mastering the art of efficient risk placement for comprehensive coverage beyond standard insurance limits.
  • Case Studies

    How Belief and Advocacy Helped Build an Insurance Business for the Right Reasons

    Embark on the inspiring journey of Erica Goltz-Ski, the founder of Wilebski Insurance Agency. From starting with no policies to building a thriving business, discover how her belief, advocacy, and the support of Smart Choice paved the way. Explore the ethical foundations, client-focused approach, and the pivotal role of long-term relationships in her success. Join Erica's story of realizing her dream by not just selling policies but genuinely taking care of her clients.
  • Whitepapers

    8 Questions

    The entire trajectory of your business can hinge on the single decision of which insurance network you choose to join. If you’re thinking about joining a network, ask these questions – and don’t settle for anything less than clear and direct answers.
  • Blog

    State Director Highlight - Olga Ivchenko

    Olga Ivchenko's remarkable journey unfolds in this inspiring blog post. From fleeing war-torn Ukraine to establishing a thriving insurance agency in the U.S., Olga's resilience and determination shine through. Discover how she overcame challenges, entered the insurance business, and found support at Smart Choice. Amidst war and a pandemic, Olga's story is a testament to success, stability, and the power of perseverance.
  • Blog

    Thriving in the Future with Independent Insurance Companies

    Thriving in the future with independent insurance companies: Explore enhanced coverage, higher earnings potential, and market adaptability. Learn how independent agencies leverage technology, build strong client relationships, and navigate emerging trends like AI integration and risk mitigation. Discover how adaptive policies and collaborative processes position them for resilience and growth in the evolving insurance landscape.
  • Blog

    Commercial Lines–Open for Business

    The Hard Market Unveiled: Navigating Challenges and Seizing Opportunities with Smart Choice®! Mark Brandt, Vice President of Commercial Lines, provides a profound analysis of the industry's unprecedented challenges. In the face of post-COVID driving surges, relentless weather events, hyperinflation, and reduced reinsurance capacity, the market responds with soaring premiums and stricter underwriting.
  • Blog

    Up Close And Personal: Sspl Strategies To Assist Agents In The Hard Market

    The strategic resilience of Smart Start Personal Lines (SSPL) shines through in the face of the formidable challenges posed by the 2023 hard market. In this illuminating blog post by Jason Hamstra, delve into SSPL's tactical initiatives, including the cultivation of robust carrier relationships, targeted alignment of Personal Lines Risk Specialists, and a comprehensive revamp of their website. Explore how SSPL's proactive measures, such as navigating restrictions on rater quotes and adding new carriers to the platform, empower agents to navigate turbulent market conditions. Discover how the SSPL team's dedication to supporting agents positions them as a reliable ally in maximizing profitability and service excellence, anticipating a potential market turnaround in 2024.
  • Blog

    Navigating the Landscape of Commercial Insurance Sales with Smart Choice

    The vast landscape of Commercial Insurance Sales unfolds with Smart Choice as your guiding beacon. Explore the intricacies of business insurance, from Property and Liability to Cyber and beyond. Understand the critical types of coverage that shield your assets against unforeseen risks. Smart Choice offers agents three distinct paths to connect with elite commercial insurance carriers. Navigate confidently through the complexities of securing robust protection for businesses. Start your journey here with Smart Choice, your trusted partner in Commercial Insurance expertise.