Blog + Magazine

At Smart Choice we understand the importance of evolving in this dynamic insurance environment, which is why this issue focuses on Excess and Surplus (E&S), or as we call it here – the Express Markets program.

As Artificial Intelligence becomes increasingly ingrained in commercial insurance, its integration revolutionizes risk assessment, underwriting processes, and claims management, promising heightened efficiency, accuracy, and customer satisfaction, while also prompting a vigilant approach towards regulatory compliance and ethical considerations.

Cyber liability insurance is indispensable in today's digital landscape, providing businesses with essential financial protection against evolving cyber threats, mitigating potential losses, and ensuring resilience in the face of cyber incidents.

By leveraging the Jedi-style mentorship of his territory manager at Smart Choice, Ben Williams rapidly transformed his fledgling insurance agency into a successful business, securing appointments with top carriers like Allstate and Travelers despite his initial lack of industry experience.

In the intricate world of agency networks, Smart Choice Agents offers not just promises, but a transparent and supportive partnership, empowering independent agents to navigate pitfalls and thrive with informed decisions.

In the intricate landscape of insurance agency ownership, recognizing the multifaceted value of your business is not just a financial endeavor, but a testament to your dedication, foresight, and commitment to long-term success.

Christy Stevenson underscores the pivotal role of Smart Choice in aiding Georgia agents to navigate the challenges of the hard market by providing access to a robust portfolio of E&S partners through Express Markets, emphasizing the importance of building rapport with underwriters to ensure prompt consideration of submissions and successful placement of previously standard Commercial business.

Effectively leveraging a comprehensive suite of insurance marketing tools and strategic planning, such as SWOT analysis, SMART goal setting, and targeted digital campaigns, enables independent insurance agents to enhance client acquisition and retention in a competitive marketplace.

Christy Stevenson emphasizes the importance of building strong relationships and staying responsive to agents, highlighting her dedication to driving growth and success in Georgia's challenging insurance market.

Doug Witcher emphasizes that resilience and strategic collaboration have been pivotal for Smart Choice's growth over the past 30 years, reinforcing his belief in King Solomon's wisdom, "This too shall pass," as they navigate current industry challenges and anticipate future successes.

Steve Ford's journey in the insurance industry highlights how a blend of strategic foresight, deep industry knowledge, and strong relationships can drive significant growth and adaptation in a rapidly evolving market.

Step into the world of insurance agency management as we dive into an exclusive Q&A session with Hank Stonesifer, Territory Manager for Smart Choice in Florida.