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The number of years someone has spent in sales does not guarantee success today with a prospect who has just walked in.

Life insurance is important…we all know that.  Life insurance rates have gone down significantly over the past 10 years as people live longer…many of us know that. Now life insurance is easier to transact… I know some of us might even challenge that one.

The stock market has climbed to new heights over the last few months. Recently, the Dow Jones Industrial Average closed over 26,000 points, a record high. While this is great news for the country, it overshadows some serious challenges the insurance industry faces.

Oak Street Funding® (www.oakstreetfunding.com), a First Financial Bank company, is pleased to announce the creation of a strategic partnership with Smart Choice®, an insurance network of over 6,300 independent agencies and more than 80 carriers.

Smart Choice® has named Chris Reisdorf, formerly of All Risks, to lead the company’s efforts in North Carolina as State Director.

Growth in 2017 surpassed every annual record set by Smart Choice since the company’s inception in 1994. With the addition of 1160 new agency partners last year, Smart Choice now serves over 6,200 agency partners nationwide.

Smart Choice®, the nation’s fastest-growing agency network, recently named Jason Hamstra, as Vice President of Smart Start Personal Lines.

What are you doing to increase your chances of finding financial growth and success next year? Here’s some advice of effective life habits small business owners should employ: